Lendify.sg provides a platform that allows you to submit an application for a personal loan and connects you to multiple licensed lenders in Singapore (“Service”). The Service is made available to you for free.
By accessing and using Lendify.sg (the “Platform”), you agree to comply with and be bound by the following Terms of Service. Please read them carefully. If you do not agree to these Terms, please do not use our Platform.
1. Terminology
“Client”, “You”, “Your” refers to the person accessing this website and accepting the Company’s terms and conditions.
“The Company”, “Ourselves”, “We”, “Our”, “Us” refers to Lendify.sg.
“Service” refers to the loan application and lender-connection service provided through Lendify.sg.
“Platform” refers to the website https://www.lendify.sg, including related APIs, widgets, applications, SMS, email notifications, and other features.
Any use of the above terminology or other words in the singular, plural, or capitalised form is taken as interchangeable and refers to the same.
2. Acceptance of Terms
By accessing or using the Platform, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional policies made available on the Platform. We may update these Terms from time to time by posting changes on this page. Your continued use of the Platform constitutes acceptance of the revised Terms.
3. Cookies
Lendify.sg uses cookies in accordance with our Privacy Policy. Cookies help us improve site functionality and user experience. Some affiliate or advertising partners may also use cookies. By using the Platform, you consent to such use.
4. Third-Party Links and Resources
Our Platform may contain links to third-party websites or services. We are not responsible for the accuracy, availability, or practices of these third-party websites. The inclusion of such links does not imply endorsement. Any transactions you make with third parties are at your own risk.
5. Use of Service and Content
The Platform and Services are provided for informational purposes only. We do not provide financial advice, nor do we make recommendations on specific loan products.
You are solely responsible for evaluating the suitability of any product or service. If you are unsure, you should seek independent professional advice.
Nothing on the Platform constitutes financial advice, an offer, or a recommendation by Lendify.sg.
Any views or advice given to you by third parties after using the Platform do not represent our views, and we are not responsible for such information.
6. Your Account
To access certain Services, you may be required to register for an account. You agree to keep your account details (including login credentials) secure and confidential, not share your account with third parties, and notify us immediately of any unauthorised access or security breach. You are responsible for all activities under your account.
7. Accuracy and Availability of Content
While we strive to keep information on the Platform accurate and up to date, we do not guarantee completeness, reliability, or uninterrupted availability. We are not liable for losses or damages resulting from reliance on the Platform’s information. We may suspend or terminate your access at any time without notice.
8. No Warranty
The Platform and Services are provided “as is” and “as available”, without warranties of any kind. To the maximum extent permitted under Singapore law, we disclaim all representations and warranties, including fitness for a particular purpose, non-infringement, accuracy or reliability of information, and continuous availability of the Platform.
9. Indemnity and Liability
You agree to indemnify and hold harmless Lendify.sg from any claims, damages, losses, liabilities, and expenses (including legal costs) arising out of your use of the Platform or Services, your breach of these Terms, or any violation of law or third-party rights by you. To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising from your use of the Platform.
10. Intellectual Property Rights
Unless otherwise stated, Lendify.sg and/or its licensors own all intellectual property rights in the content and materials available on this Platform. You may view and print content for personal use only. You must not republish, sell, rent, or sub-license material from Lendify.sg, reproduce, duplicate, or redistribute content unless explicitly authorised.
11. Reservation of Rights
We reserve the right to request removal of any links to our Platform at our discretion. By continuing to link to our website, you agree to comply with these Terms. We may amend these Terms and linking policies at any time.
12. Governing Law
These Terms are governed by the laws of Singapore. Any disputes will be subject to the exclusive jurisdiction of the Singapore courts.
13. Changes to Terms
We may revise these Terms at any time. If changes are material, we will provide notice (for example, by posting on the Platform). Continued use after changes means you agree to the updated Terms.
14. Contact Us
If you have any questions regarding these Terms, please email us.
