Urgent cash for an emergency?
Loan application rejected by the bank?
Borrow up to $100,000.
One form. Multiple offers in 2 hours.
Your Singpass does the work. Auto-fill your details in under 2 minutes — no payslips, no manual forms, no delays.
We safeguard your information and keep your application 100% confidential. Loan repayment periods available from 1 to 24 months.
Prefer to fill in your details manually? Complete our short online form in just 5 minutes. We’ll review your application and get back to you within the hour.
Yes, completely. Lendify.sg is 100% free for borrowers. We are compensated by lenders when a loan is successfully disbursed — you never pay anything extra, and there are no hidden fees.
No. Lendify.sg only performs soft credit checks during the matching process. Your credit score is not impacted when you apply through our platform.
80% of our applicants receive a match within minutes. Approval timelines vary by lender, but many offer same-day approvals with funds disbursed within 24 hours.
Absolutely. We comply with Singapore’s Personal Data Protection Act (PDPA). Your data is encrypted and only shared with licensed lenders you are matched with.
Final approval always rests with each lender’s own criteria, which is why we match you across multiple institutions rather than one.
Bank personal loans generally require you to be 21–70 with a minimum income of around $2,500/month (Singaporeans, PRs, or EP holders).
Licensed moneylender loans have no minimum income requirement — borrowers earning under $20,000/year can borrow up to $3,000, and higher earners up to 6× monthly income.
Submit one application and we’ll match you with the lenders whose criteria you meet — if a bank declines, you may still qualify elsewhere.
Absolutely.Your application carries no obligation, and you are free to reject any and all of the offers made to you. Please give us a try!
This is based on your yearly income. In Singapore, banks allow you to borrow up to eight times your monthly income and licensed moneylenders up to six times your monthly wage.
The loan conditions, such as interest rate, duration, processing charge, etc., are determined by the particulars of your application. It is therefore challenging to predict the interest rate that you will be offered before you have filed your application. Keep in mind that interest rates might range greatly depending on the loan amount and length granted, as well as across banks and financial organizations. Prior to selecting the offer you like, be sure to evaluate all the offers made to you.
Lendify has helped thousands get approved quickly. Find out what loan offers you may qualify for — in just minutes.
