No, Lendify is not a moneylender. We operates exclusively as a digital loan-matching platform. We do not provide loans directly; instead, we connect you with a vetted network of licensed and regulated lenders in Singapore. All our partner institutions are fully compliant with the guidelines set by the Ministry of Law
Yes. According to Singapore’s Ministry of Law regulations, all licensed lenders are required to verify a borrower’s identity in person at their physical outlet before disbursing a loan.
Absolutely. Many of our partner lenders specialise in helping borrowers with a variety of credit histories. Our smart matching system finds offers that suit your financial profile — fairly and transparently.
No. Submitting a loan request through Lendify does not impact your credit score. Our process is non-intrusive and designed to give you personalised options without any obligation.
Yes. Your privacy and security are our top priority. Our platform uses industry-standard encryption to protect all data you submit. Your personal information is only shared with the lenders you are matched with for the sole purpose of processing your loan application.
We don’t just compare — we match. Lendify uses a proprietary scoring system built from 8+ years of industry insights to find the best-fit loan options based on your needs. We prioritise fairness, clarity, and zero hidden fees.
Not at all. You are under no obligation to accept any loan offer. We believe in giving you options — the choice is always yours.
No. Lendify is 100% free to use. There are no signup charges, hidden costs, or referral fees. We operate on a partnership model. We receive a commission from our partner lenders for every successful loan that is disbursed through our platform. This arrangement allows us to provide a valuable service to borrowers at no cost, ensuring you get the best possible options.
We specialise in personal loans — whether for emergency use, education, home renovation, or debt consolidation. Based on your needs, we match you with the most suitable offers available in the market.
Once you submit your application, our engine starts working immediately. Most users receive loan offers within a few hours during working days. The process is quick, secure, and hassle-free.
Not exactly. While both are types of unsecured loans, a payday loan is typically for a smaller amount and a much shorter term (eg. a month), whereas a personal loan can be for a larger amount and over a longer period.
No. We do not sell or share your personal information with any third parties outside of our secure network of partner lenders and financial institutions. Our business model is based on connecting you with legitimate lenders, not on selling your data.
Our proprietary smart matching system uses the information you provide in your application to analyze offers from our network of lenders. It evaluates factors like your financial profile, desired loan amount, and purpose of the loan to connect you with the most suitable and competitive offers available.
Lendify connects you to licensed money lenders for quick, flexible loans.
We respect your privacy. Your info is secure and confidential.
Send us your enquiry and we’ll get back to you shortly.
Lendify has helped thousands get approved quickly. Find out what loan offers you may qualify for — in just minutes.
