Running a business has its challenges — securing funding shouldn’t be one of them. Whether you’re looking to grow, manage daily operations, or cover short-term expenses, Lendify makes it easy to find the right business loan with speed and confidence.
We connect you with licensed moneylenders and trusted financial partners who understand the needs of Singapore businesses — so you can stay focused on building your company, not stressing over cash flow.
A business loan is financing provided to help businesses manage capital needs — including equipment purchases, payroll, renovation, inventory, or short-term working capital. It’s typically repaid through monthly instalments over an agreed period.
You need working capital to manage cash flow
You want to grow or upgrade your business
You’re bridging delays in customer payments
You’re launching a new product or project
You prefer structured repayments over dipping into reserves
Lendify Tip: The best time to secure funding is before you hit a crunch. Apply while your business is stable and your documents are in order.
| Factor | What to Consider |
|---|---|
| Loan Amount | Based on business size, needs, and credit profile |
| Interest Rate | Typically ranges from 1.5% – 5% per month |
| Tenure | Short-term (6–12 months) or longer (up to 36 months) |
| Fees | Processing fees, early repayment penalties, etc. |
| Eligibility | Minimum revenue, operational history, director’s credit profile |
Lendify helps you see everything upfront — no hidden costs, no complicated fine print.
If you’re not sure whether your business qualifies, Lendify will filter out options that don’t fit — saving you time and unnecessary rejections.
At Lendify, we believe businesses deserve fair financing — with zero guesswork. Here’s what makes us different:
We only show you lenders who match your profile and funding needs
No fine print, no surprises
Get pre-screened options within hours
All lenders are vetted and approved in Singapore
Whether you’re a small business, startup, or established enterprise — we’ll guide you toward the right loan, at the right time.
With Lendify, you don’t just find a business loan — you find a solution tailored to your growth.
Let us help you navigate financing with confidence and clarity.
While you can apply with banks or licensed moneylenders individually, using Lendify allows you to compare a wide range of personal loan options all in one place—saving you time and helping you secure the most competitive offer.
1. Apply on Our Website
2. Verify Your Details with Our Loan Specialist
3. Case Gets Listed on Marketplace
4. Lenders Reach Out on Offers
5. Accept Offer and Get Funded
A business loan is a type of financing where companies borrow funds from banks or licensed lenders in Singapore to support business operations, cover expenses, or fuel growth. Repayments are made over an agreed period, with interest.
Eligibility typically depends on factors like business registration in Singapore, minimum operational period (usually 6 to 12 months), annual revenue, and the credit profile of both the business and its directors.
Commonly required documents include:
• NRIC of business owner(s)
• ACRA business profile
• Recent 6–12 months’ bank statements
• Latest financial statements (e.g., Profit & Loss, Balance Sheet)
• NOA or CPF statements (for sole proprietors)
Loan amounts vary based on your business’s financial health and the lender’s policies. SMEs in Singapore can typically borrow between S$10,000 and S$500,000, depending on income, tenure, and loan type.
Easily compare offers from licensed lenders and reputable financial institutions in Singapore — all in one place.
