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Compare and secure the best rates—all in one place

All figures shown are based on an estimated loan amount of S$10,000 over a 5-year tenure.

Updated as of 9 July 2025

GXS FlexiLoan

From

GXS FlexiLoan

Interest Rate EIR from 5.45%

S$11,440.00

Total Payable

$0

Processing Fee

Up to S$800 cashback (T&Cs apply)

Instant cash approved within minutes

Zero fees

From

S$ 190.67

per month

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Key Features

Eligibility

Key Features

  • Quick approval and fund disbursement within minutes
  • No fees!
  • Flexible repayment from 2 to 60 months


*Note: Interest rates provided to you are customised and might differ from what’s displayed here. GXS Bank is regulated by the Monetary Authority of Singapore

Trust Bank

From

1.99%

Interest Rate EIR from 3.80%

S$10,995.84

Total Payable

$0

Processing Fee

Promotional personal loan rate from 1.99% p.a.

Get Instant Loan in 60 seconds (including disbursement)

No processing fees

From

S$ 183.26

per month

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Key Features

Eligibility

Key Features

  • Fully digital application via the Trust app
  • Instant approval and fund disbursement
  • Flexible repayment from 3 to 60 months
  • Promotional personal loan rate from 1.99% p.a. (EIR from 3.80% p.a.)
  • No processing or hidden fees

Standard Chartered CashOne

From

2.88%

Interest Rate EIR from 3.80%

S$11,440.00

Total Payable

$0

Processing Fee

Enjoy competitive interest rates from 2.88% p.a.

Instant cash disbursement

Up to 5 years Loan Tenure

From

S$ 190.67

per month

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Key Features

Eligibility

Key Features

  • Enjoy the flexibility to repay as low as S$50 monthly without late charges*
  • Interest Rate of 2.88% is not guaranteed and it’s based on the applicants’ credit risk
  • Note that the rates provided to you are customised and might differ from what is displayed here. Standard Chartered Bank is regulated by the Monetary Authority of Singapore.
  • Subject to a max loan amount of S$250,000
    Note: No processing fees, but first year annual fee of $199 applies. $50 annual fee for subsequent years (waived if all payment is received by due date for the past 12 months).
  • If you are looking for an emergency loan, learn more about the different personal loans with fast approval.
  • *Terms & Conditions Apply

CIMB Personal Loan

From

2.80% p.a.

Interest Rate EIR from 3.80%

S$11,440.00

Total Payable

$0

Processing Fee

Low interest rates from 2.80% p.a. (EIR 5.28% p.a.)

Up to S$2,000* cashback!

No processing fees

From

S$ 190.00

per month

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Key Features

Eligibility

Key Features

  • Get instant approval and instant cash to your account* when you apply online via MyInfo.
  • Get up to 8x* your monthly income
  • No processing fee
  • Affordable monthly instalment with loan tenures to choose from 1-5 years
  • Receive cash instantly upon approval
  • Minimum annual income of $20,000 required
  • The interest rate of 2.80% p.a. and zero processing fees* (EIR 5.28% p.a.) are the lowest published rates and may differ from what are offered to you. The interest rates and processing fee offered to you will be based on your personal credit and income profile (subject to the Bank’s discretion), as well as the tenure selected.
  • *Terms & conditions apply

DBS Personal Loan

From

1.99%

Interest Rate EIR from 4.17%

S$11,095.00

Total Payable

$1

Processing Fee

Up to 10X your monthly salary

Instant cash in your account when you apply online

2% unlimited cashback*

From

S$ 183.25

per month

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Key Features

Eligibility

Key Features

  • Fixed interest rate from as low as 1.99% p.a. + 1% processing fee (EIR 4.17% p.a.)* and loan tenure from a minimum of 3 years. For selected customer only.
  • Secured application via DBS ibanking account on Lendingpot
  • No documents needed when applying via Myinfo with Singpass
  • Note that the rates provided to you are customised and might differ from what’s displayed here. DBS Bank is regulated by the Monetary Authority of Singapore.
  • *Terms & Conditions apply

UOB Personal Loan

From

2.88%

Interest Rate EIR from 5.43%

S$11,440.00

Total Payable

S$0

Processing Fee

Instant approval and cash disbursement

Low interest rate from 2.88% p.a. (EIR from 5.43%)

Waiver of processing fees

From

S$ 190.67

per month

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Key Features

Eligibility

Key Features

  • Monthly repayment as low as $20±/month
  • Waiver of processing fee for all tenors
  • Instant approval for online applications submitted between 8am to 9pm. Terms and conditions apply.
  • Note that the rates provided to you are customised and might differ from what is displayed here. UOB Bank is regulated by the Monetary Authority of Singapore.
  • *Terms & conditions apply

Citi Quick Cash

From

3.45%

Interest Rate EIR from 6.50%

S$11,725.00

Total Payable

S$0

Processing Fee

Enjoy competitive interest rates from 3.45% p.a.

15 min cash dispersion

Repay with plans up to 60 months

From

S$ 195.42

per month

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Key Features

Eligibility

Key Features

  • For 1 – 5 years loan tenures, interest rates are from 3.45% p.a. with no processing fees. E.I.R is fixed at 6.5% p.a.
  • Applicable for all loan tenor and loan of $1k and above
  • Note that the rates provided to you are customised and might differ from what is displayed here. Citibank is regulated by the Monetary Authority of Singapore.
  • *Terms & Conditions Apply

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