1. Information We Collect
We may collect and process the following types of personal data about you:
• Full name, NRIC/FIN/passport details, and contact information (email, phone, address).
• Financial details such as income, employment, and credit information necessary to process loan applications.
• Information obtained through Singpass/MyInfo (with your consent).
• Technical data such as IP address, browser type, and cookies when you access our website.
2. How We Use Your Information
Your personal data may be used for the following purposes:
• To provide and manage our loan application services.
• To verify your identity and conduct credit checks with licensed lenders.
• To communicate with you regarding your applications, updates, and support.
• To comply with legal and regulatory requirements in Singapore.
• To improve our services, website functionality, and user experience.
• To send you marketing communications (only if you have consented).
3. Sharing of Personal Data
We may share your personal data with:
• Licensed moneylenders and financial institutions for the purpose of processing your loan application.
• Service providers, IT vendors, and partners who support our operations.
• Government authorities or regulators, where required by law.
• Third parties in connection with any corporate restructuring, merger, or acquisition.
We will never sell your personal data to third parties.
4. Cookies
Our website uses cookies to enhance user experience, track website performance, and support targeted services. You may disable cookies in your browser settings, though some features may not work properly.
5. Data Protection & Security
We implement appropriate administrative, technical, and physical safeguards to protect your personal data from loss, misuse, unauthorized access, disclosure, alteration, or destruction.
6. Retention of Data
We retain your personal data for as long as it is necessary to fulfill the purposes outlined in this Policy, or as required by law.
7. Your Rights
• Under the PDPA, you have the right to:
• Request access to your personal data.
• Request correction of inaccurate or incomplete personal data.
• Withdraw consent to our collection, use or disclosure of your personal data (subject to legal and contractual restrictions).
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or policies of such websites.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “Effective Date.”
10. Contact Us
If you have any questions about this Privacy Policy or how we handle your personal data, please contact us at:
Lendify.sg – Data Protection Officer
Email: info@lendify.sg
