Every Loan SMS and WhatsApp You Receive Is Illegal. Here Is the Rule. (2026)

why unsolicited loan SMS and WhatsApp messages in Singapore are always illegal

Key Takeaways Licensed moneylenders in Singapore may advertise through only three channels: business or consumer directories, their own website, and advertisements within or on the exterior of their own business premises SMS, WhatsApp, Telegram, social media, email blasts, cold calls and flyers are all prohibited. There is no exception, no promotion, and no special campaign […]