Foreigner Loan Singapore: What a Work Permit, S Pass or EP Holder Can Actually Borrow (2026)

Key Takeaways The borrowing cap for foreigners residing in Singapore has three tiers, not two — MinLaw sets a lower tier at the bottom of the income scale that does not exist for Citizens and PRs Annual income less than $10,000: the cap is $500 across all licensed moneylenders combined. Many websites still publish $1,500. […]